Investments

Clarify your attitude towards risk and discover which Aon KiwiSaver Scheme fund might suit you.

Risk profiler

Choose a fund

 

These short questions will help you understand your attitude towards investment risk and help you decide which option may suit your needs. This is important because your attitude to risk is one of the main factors when deciding how to invest your money. Remember these questions are intended to guide only and we strongly recommend you seek professional investment advice from a financial adviser to help you plan for your future.

1. Age
Points
When do you plan to draw on your KiwiSaver account?  

 Short term (1 – 3 years)

5

 Medium term (3 – 10 years)  

10

 Long term (more than 10 years)    

20

 
2. Risk tolerance
Points
If your investments were to decline in value by 20% over a 12 month period, what would you do?  

 Transfer the entire investment to a more secure option

5

 Transfer some (say half) of the investment to a more secure option 

10

 Do nothing    

15

 Invest more to take advantage of lower prices

20

 
3. Investment experience
Points
How would you describe your investment experience?  

 I am an experienced investor

15

 I take an interest but I’m not really comfortable making investment decisions myself 

10

 I am not familiar with investment markets and have little interest in their workings    

5

4. Investment decisions
Points
What would you do with a $100,000 windfall that had to be invested?  (i.e. you cannot buy a sports car or a holiday house)  

 Put it all in the share market

25

 Put most in the share market and the rest in a more secure investment such as term deposit

20

 Invest in a property (which includes paying off the mortgage)  

15

 Put most in a secure investment and the rest in the share market or a similar high risk     investment

10

 Put it all in the bank or on term deposit

5



Disclaimer: This is a tool to assist you to determine the investment fund which may best suit your risk profile. This is not an investment or financial plan and should be treated as a guide only. We recommend you discuss your investment options with your financial adviser prior to making any choices. Neither the Manager, Administration Manager nor Supervisor accepts any responsibility for the investment option you choose or for the performance of your investment in respect of the Scheme. For more information refer to our product disclosure statement.
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Aon KiwiSaver Scheme
Administration 0800 266 463